Public Safety Credit Union

Rates

Loans (effective 04/16/2026)

Loan Type
APR *
Car/Truck **
Rates as low as 4.94%
Motorcycles/Boats/RV's **
Rates as low as 6.69%
Unsecured Loans **
Rates as low as 12.14%
Gun Loans **
Rates as low as 4.99%
Mastercard Low Rate **
Rates as low as 8.99%
Mastercard Rewards **
Rates as low as 13.74%
Mastercard Secured **
7.99%
Share/CD Secured
Interest rate is based on the deposit rate plus a margin of 2.50%*
*APR = Annual Percentage Rate.
**Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.

Home Equity Rates (effective 3/1/2024)

Home Equity Loan Types *
APR **
1-year Fixed Home Equity Line of Credit ***
Up to 80% Loan to Value
Rates as low as 4.99% APR
81- 90% Loan to Value
Rates as low as 5.49% APR
*Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Rates shown include all available discounts for product type. **APR = Annual Percentage Rate. ***Rates are fixed for one year. After the one year introductory period, rate will be subject to change monthly, based on the current Prime Rate as published by the Wall Street Journal, plus a determined margin. No rate discounts available for this product type.

1st Mortgage

Click below for Current Rates
Mortgage Loans1ST MORTGAGE
LOAN RATES

Deposit Rates (effective 2/1/2025)

Account Type
Rate
APY *
General Shares ($0.00 to $99)
0.00%
0.00%
General Shares ($100 to $9,999)
0.05%
0.05%
General Shares ($10,000 to $49,999)
0.10%
0.10%
General Shares ($50,000 +)
0.20%
0.20%
Def Comp Accounts
0.20%
0.20%
IRA Share Account
0.30%
0.30%
*APY = Annual Percentage Yield.

Certificate of Deposit (CD) — Available as a Share CD or IRA CD (effective 2/1/2025)

Account Type
Rate *
APY **
6 Month
3.40%
3.45%
1 Year
3.83%
3.90%
1.5 Year
3.54%
3.60%
2 Year
3.20%
3.25%
3 Year
3.25%
3.30%
4 Year
3.35%
3.40%
5 Year
3.44%
3.50%
*Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses. Minimum required deposit is $500.
**APY = Annual Percentage Yield.

Smart Account (effective 2/3/2025)

Account Type
Rate
APY *
Balance < $2500
0.00%
0.00%
Balance $2,500 - $9,999
0.80%
0.80%
Balance $10,000 - $24,999
0.85%
0.85%
Balance $25,000 - $74,999
0.90%
0.90%
Balance > $75,000
1.00%
1.00%
*APY = Annual Percentage Yield. Rates are subject to change at any time without notice.
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